Suraj Kumar Jain

Senior Product Manager - Credit Cards

Sector: Accounting / Finance

Member Since, June 10, 2023

About Me

  • Academic Level Master’s Degree
  • Experience 11
  • Gender Male
  • Industry Banking
  • Date of Birth 02 08 1986


Currently associated with HDFC Bank as Senior Product Manager – Credit Cards

Roles and Responsibilities:

  1. Responsible for managing approval rates and driving penetration for Credit cards across multiple channels to increase credit cards sourcing leading to improving Bank’s CIF market share.
  2. Successfully launched Bundling program from scratch and scaling Credit cards sourcing upto 1 lakh+ in FY 22-23
  3. Collaboratively work with multiple stakeholders i.e. IT, Legal, Compliance, Policy, BIU, AFU, Risk, Sales towards setting up of necessary systems, processes and approvals
  4. Worked on multiple new initiatives from scratch till launch there by giving incremental Credit cards sourcing of 2 lakhs+ in FY 22-23 – Dual card with split limit/additional limit, Floater card in My Cards –PWA journey, FD reject base
  5. Currently involved in multiple project initiatives which will further aid in increasing Credit cards sourcing – Digital curing for Credit cards applications, APS enhancement projects for improving STP % of Credit cards applications


  • PGDM (2013 - 2015) International Management Institute, New Delhi

    Marketing (Majors) and Finance (Minors)

  • B Tech (2005 - 2009) College of Engineering and Technology, Bhubaneshwar

    Computer Science and Engineering

Work & Experience

  • HDFC Bank Ltd (2021 - Present ) Senior Product Manager

    Senior Product Manager - Credit Cards

  • ICICI Bank Ltd (2016 - 2021 ) Senior Manager

    Solutions Manager - SMEAG

  • Royal Sundaram GIC (2015 - 2016 ) Management Trainee

    Corporate Sales Manager

  • TCS (2009 - 2013 ) Systems Engineer

    Oracle DBA


Product Management
Project Management
Data Analysis
Stakeholder Management

Honors & awards

  • 2017 Awarded for exemplary performance in Life Insurance Business at ICICI Bank

  • 2014 Secured 2nd position in ‘Avartan BPCL – Launchpad’ a National Level case study competition conducted by NITIE on Digital Marketing Strategy

  • 2014 Amongst the “Top 20” Finalists in Summer Internship Contest 2014 conducted by Career Anna

  • 2005 Got Scholarship in Undergraduate college for securing Odisha JEE rank 300